THE DAMAGE WAS REAL
Your claim shouldn’t get stuck here. When it does, independent appraisal provides a clear path forward without litigation.
The Carrier Wins by Wearing You Down
Insurance companies deliberately drag out deadlines and underpay scopes while you chase them in circles. You don't need a public adjuster dragging out the clock with endless back-and-forth that just annoys the carrier and eats up your payout in high fees. You also don't need an attorney to tie you up in expensive litigation for the next two years. You shouldn't have to keep taking punches from either side.
Your Policy Has a Built-In Escape Hatch: Appraisal
When your claim stalls, the independent appraisal process allows us to step into the ring for you. As independent insurance appraisers, we bring 30 years of adjusting experience to the match, delivering a line-by-line valuation of the loss that the carrier cannot ignore.
Step out of the ring- Josh and Dani are taking over.
The carrier had their turn. Now it's ours.
OUR SERVICES
We provide the independent execution required to resolve stalled, denied, or underpaid property claims before litigation is your only option.
“I didn’t know I had options when my claim stalled.” - GB
“I was so frustrated. It was like no one was listening until I called Ocean Side.” - DP
“They walked me through every step. They helped me understand what had happened, what my options were, and all possible outcomes.” - BY
“I had no idea what was going on. Josh sat down with me and took the time to clarify everything so I could make an informed decision about my claim.” - AW
“I thought my only choice was to take my claim to court.” - MG
“I didn’t know I had options when my claim stalled.” - GB “I was so frustrated. It was like no one was listening until I called Ocean Side.” - DP “They walked me through every step. They helped me understand what had happened, what my options were, and all possible outcomes.” - BY “I had no idea what was going on. Josh sat down with me and took the time to clarify everything so I could make an informed decision about my claim.” - AW “I thought my only choice was to take my claim to court.” - MG
There was no denying it . . . But they did.
Frequently Asked Questions
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Our total fee for a residential independent appraisal is $1,500. To lock in our services and initiate your file, a $500 deposit is required. The remaining $1,000 balance is due at the time of signing the award letter. Please note that this fee is for our professional appraisal services and is due regardless of the claim outcome. This transparent, flat-fee structure ensures you keep the maximum amount of your settlement without the percentage-based commission conflicts common with public adjusters and attorneys.
This statement addresses residential properties. To discuss appraisal for commercial properties use the contact form for more information.
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If you have a disagreement with your insurance carrier regarding the scope or value of your loss, you are likely eligible. We specialize in helping property owners who feel their settlement offer doesn't cover the full cost of repairs. We can review your claim details in minutes to confirm your eligibility and walk you through exactly how the appraisal process works for your specific policy type.
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Yes. Depositing an initial settlement check does not close your claim or waive your right to pursue a fair appraisal. Insurance carriers often issue initial payments that fall far short of the actual damage. We frequently represent clients who have already received a payout but realized-after speaking with us that they were significantly underpaid. You still have the right to claim the full, fair value of your loss.